Fix Your Finance

Our Loan Products

Balance transfer first, every loan option after that

Start by checking how much your existing EMI can drop, then compare loan, overdraft and insurance support if needed.

Business Loan

Unsecured and secured business loans for MSMEs, traders, and professionals. Working capital, expansion, and equipment finance.

  • Unsecured loans up to ₹75 Lakhs for eligible MSMEs
  • Working capital & term loan options
  • Minimal collateral for strong credit profiles
Starting @ 12.00%*
Apply Now

Debt Consolidation

Combine multiple loans and credit card dues into a single lower-EMI personal loan. Simplify repayments and potentially reduce total interest.

  • One EMI instead of multiple payments
  • Potentially lower blended interest rate
  • Fixed tenure for better financial planning
Starting @ 10.99%*
Apply Now

Home Insurance

Compare life, health, and motor insurance from top insurers. Protect your family and assets alongside your loan journey.

  • Term life plans from ₹16/day for ₹1Cr cover
  • Health insurance with cashless hospital network
  • Motor insurance — comprehensive & third-party
Starting @ Low Premium*
Get Quote

Home Loan

Compare home loan rates from leading banks. New purchase, construction, balance transfer, and top-up — all in one place.

  • Up to 90% funding on property value
  • Balance transfer to lower your existing EMI
  • Top-up loan on existing home loan
Starting @ 8.35%*
Apply Now

Loan Against Property

Unlock property value for business expansion, education, medical needs, or debt consolidation at lower interest rates than personal loans.

  • Lower interest rates vs unsecured loans
  • Longer tenure — up to 20 years
  • Residential, commercial & industrial property accepted
Starting @ 9.50%*
Apply Now

Overdraft

Flexible overdraft facility for businesses and professionals. Pay interest only on the amount you use — revolving credit from 15+ banks.

  • Pay interest only on the amount withdrawn, not full limit
  • Revolving facility — repay and redraw within limit
  • Ideal for working capital, GST payments & short-term gaps
Starting @ 10.50%*
Apply Now

Personal Loan

Compare unsecured personal loans from 15+ banks and NBFCs. No collateral, minimal paperwork, and disbursal in as little as 3 hours.

  • Zero collateral required for salaried & self-employed
  • 100% digital application with instant eligibility check
  • Compare rates from HDFC, SBI, ICICI, Axis & more
Starting @ 10.49%*
Apply Now

Not sure which loan is right for you?

Talk to a loan expert and shortlist the best deal for your profile.

Book Free Consultation

Balance Transfer EMI Check

See your possible EMI drop before switching

Use this as a quick saving estimate, then compare lender offers with foreclosure and processing charges included.

How It Works?

Get your loan in 4 simple steps

1

Check Eligibility

Fill a simple form

2

Compare Offers

Choose the best deal

3

Submit Documents

100% secure process

4

Get Approved

Loan disbursed quickly

What Our Customers Say

Real customers. Real approvals.

R

Rahul Sharma

Home Loan

The team compared options clearly and helped me close my home loan at a better rate.

P

Priya Mehta

Balance Transfer

I shifted my existing loan and reduced my monthly EMI without handling the paperwork alone.

A

Amit Verma

Personal Loan

Fast approval, transparent charges and very practical guidance throughout the process.

Latest From Our Blog

Financial tips and loan guides

How to choose the right loan

A low interest rate is important, but it is not the only cost. Before applying, compare EMI, processing fee, prepayment charges, foreclosure rules, approval time, lender reputation and document requirements. Fix Your Finance helps borrowers compare multiple loan options before committing to one lender.

Compare rates from banks and NBFCs
Check eligibility before formal application
Estimate EMI and total interest
Understand documents and fees upfront

Fast loan eligibility check

Share your basic requirement and get matched with relevant loan options.

Apply Now

Loan FAQs

Which loan is best in India?

The best loan depends on your purpose, income, credit score, collateral and repayment comfort. Personal loans are faster, home loans offer longer tenure, and business loans are built for working capital or expansion.

How can I compare loans online?

Compare interest rate, processing fee, loan amount, tenure, prepayment rules, approval time and total EMI cost across multiple banks and NBFCs before applying.

Does checking loan eligibility affect my CIBIL score?

A soft eligibility check does not affect your CIBIL score. A hard credit pull may happen only when you formally apply with a lender.

What documents are required for loans?

Most lenders ask for PAN, Aadhaar, bank statements, income proof and employment or business documents. Requirements change by loan type and lender policy.

EMIApply Now — Free