Save on EMI
Balance Transfer save up to 30%
Switch your existing home or personal loan to a lower-rate lender. Reduce EMI, shorten tenure, or get a top-up — with clear savings math.
From Rate
8.35%
Max Amount
Existing + Top-up
Tenure
Flexible
Processing
7–10 Days
Why choose Balance Transfer?
Compare offers from 15+ trusted lenders
- Compare savings before you switch — no guesswork
- Home loan BT from 8.35% p.a.
- Top-up facility with balance transfer
- Minimal documentation for salaried profiles
Eligibility
- •Existing loan with 12+ EMIs paid on time
- •Good repayment track record
- •Property/legal docs in order (for home loan BT)
- •CIBIL score: 700+ preferred
Documents Required
- •Existing loan account statement
- •Sanction letter & repayment schedule
- •KYC & income documents
- •Property papers (home loan BT)
How to apply online
100% digital · No branch visit · Free eligibility check
01
Share details
Mobile, income & loan requirement — under 2 minutes.
02
Compare offers
We match your profile with 15+ banks & NBFCs.
03
Choose & apply
Pick the best rate, EMI and tenure for you.
04
Get disbursal
Digital docs & fast credit to your bank account.
Balance Transfer — Compare Top Offers
Rates updated regularly. Final offer depends on your profile and lender policy.
Frequently Asked Questions
When the rate difference saves more than processing/foreclosure costs over your remaining tenure.