Share loan statement
Existing loan, EMI, ROI and sanction details are checked first.
Balance Transfer Specialist
Switch your loan. Save more every month.
Transfer your existing home, personal, LAP or business loan to a better-rate lender only when the savings make sense after fees.
Lower EMI Top-up available Savings-first comparison
8.35% rate from3-5% EMI saving target7-10 day guided processing
Example saving snapshotBalance Transfer
Current loan ROI13.50%
Switch after full cost check
New lender offer from8.35%
Monthly EMICan reduce
Extra fundsTop-up possible
Final saving depends on outstanding amount, tenure, profile and lender policy.
From Rate
8.35%
Max Amount
Existing + Top-up
Tenure
Flexible
Processing
7–10 Days
How we represent your saving
We show the real transfer benefit before you apply
A balance transfer is useful only when the new rate saves more than switching costs. This section makes that decision clear for borrowers.
Advisor-led transfer view
Compare old loan terms with a better EMI offer
This view keeps the balance-transfer story practical: documents, advisor guidance, lower-EMI comparison and lender switching support in one focused section.
Current ROI13.50%
New offer from8.35%
Before transferHigh EMI loanHigher ROI, long tenure and no fresh comparison.
Switch
After transferLower EMI planBetter lender offer, top-up scope and guided paperwork.
What we check before recommending BT
- Current outstanding and remaining tenure
- Foreclosure, processing and legal charges
- New lender ROI, EMI and top-up eligibility
- Net monthly saving and break-even point
Connected banks and NBFCs
More lender options for a better transfer offer
State Bank of India
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
IDFC FIRST Bank
Bajaj Finserv
Tata Capital
PNB Housing Finance
LIC Housing Finance
Bank of Baroda
Canara Bank
Aditya Birla Capital
IIFL FinanceCompare transfer offers
We shortlist lenders where total savings are actually visible.
Switch and save
Documentation, takeover and top-up flow is guided end to end.
Why choose Balance Transfer?
Compare offers from 15+ trusted lenders
- Compare savings before you switch with foreclosure and processing costs included
- Home loan BT from 8.35% p.a.
- Top-up facility available with eligible balance transfer cases
- Existing loan statement, sanction letter and documentation guidance handled end to end
Eligibility
- •Existing loan with 12+ EMIs paid on time
- •Good repayment track record
- •Property/legal docs in order (for home loan BT)
- •CIBIL score: 700+ preferred
Documents Required
- •Existing loan account statement
- •Sanction letter & repayment schedule
- •KYC & income documents
- •Property papers (home loan BT)
How to apply online
100% digital · No branch visit · Free eligibility check
01
Share details
Mobile, income & loan requirement — under 2 minutes.
02
Compare offers
We match your profile with 15+ banks & NBFCs.
03
Choose & apply
Pick the best rate, EMI and tenure for you.
04
Get disbursal
Digital docs & fast credit to your bank account.
Balance Transfer — Compare Top Offers
Rates updated regularly. Final offer depends on your profile and lender policy.
Frequently Asked Questions
When the rate difference saves more than processing, legal and foreclosure costs over your remaining tenure.