Question 1

What types of loans do you offer?

Accepted Answer

We offer personal loans, home loans, business loans, overdraft, loan against property, insurance, and balance transfer services. We compare offers from 15+ banks and NBFCs to find the best rate for your profile.

Question 2

How long does loan approval take?

Accepted Answer

Pre-approved offers are typically delivered within 24 hours. For personal loans, disbursal can happen in as fast as 3 hours after document verification. Home loans usually take 7–15 working days depending on the lender.

Question 3

Will checking eligibility affect my CIBIL score?

Accepted Answer

No. Our initial eligibility check is a soft inquiry and does not impact your credit score. Your CIBIL score is only checked when you formally apply with a specific lender.

Question 4

What documents do I need to apply?

Accepted Answer

Basic documents include PAN card, Aadhaar, salary slips (last 3 months) or ITR (for self-employed), and bank statements (last 6 months). Specific requirements vary by loan type and lender.

Question 5

Is there any fee for using your service?

Accepted Answer

No. Our loan comparison and advisory service is completely free for borrowers. We earn a commission from lender partners — you pay nothing extra beyond the lender's standard processing fee.

Question 6

Can I apply if my CIBIL score is low?

Accepted Answer

Yes, but options may be limited. A score below 650 typically means higher interest rates. We assess your profile honestly and recommend lenders most likely to approve your application.

Question 7

How do I track my application status?

Accepted Answer

Once you apply, your dedicated loan advisor keeps you updated by email and WhatsApp at every stage — from document collection to final disbursal.

Common questions answered