One EMI

Debt Consolidation merge all EMIs

Combine multiple loans and credit card dues into a single lower-EMI personal loan. Simplify repayments and potentially reduce total interest.

Starting ROI

10.99%

Max Amount

₹40 Lakhs

Tenure

1 – 5 Years

Processing

24–48 Hours

Why choose Debt Consolidation?

Compare offers from 15+ trusted lenders

  • One EMI instead of multiple payments
  • Potentially lower blended interest rate
  • Fixed tenure for better financial planning
  • Improve cash flow with extended tenure option

Eligibility

  • Multiple active loans or high credit card utilization
  • Stable income to support consolidated EMI
  • CIBIL 650+ — higher scores get better rates
  • No recent defaults or bounces

Documents Required

  • List of existing loans & outstanding amounts
  • KYC & income proof
  • Last 6 months bank statements
  • Credit card statements (if applicable)

Free eligibility check

Debt Consolidation

Rates from 10.99% · No CIBIL impact

Apply NowCalculate EMI

How to apply online

100% digital · No branch visit · Free eligibility check

01

Share details

Mobile, income & loan requirement — under 2 minutes.

02

Compare offers

We match your profile with 15+ banks & NBFCs.

03

Choose & apply

Pick the best rate, EMI and tenure for you.

04

Get disbursal

Digital docs & fast credit to your bank account.

Debt Consolidation — Compare Top Offers

Rates updated regularly. Final offer depends on your profile and lender policy.

LenderRate / PremiumFeeAmount / CoverTenureAction
HDFC BankBest Offer10.99% – 15.75%Up to 2.5%Up to ₹40L1 – 5YApply
Kotak Mahindra10.49% – 16.00%Up to 2.5%Up to ₹30L1 – 5YApply
Bajaj Finance11.00% – 16.00%Up to 3%Up to ₹25L1 – 5YApply
Tata Capital11.50% – 17.00%Up to 2.5%Up to ₹25L1 – 5YApply

Frequently Asked Questions

Not always. Longer tenure can lower EMI but increase total interest — we show both.
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