How long does loan approval take?

Pre-approved offers are typically delivered within 24 hours. For personal loans, disbursal can happen in as fast as 3 hours after document verification. Home loans usually take 7–15 working days depending on the lender.

Will checking eligibility affect my CIBIL score?

No. Our initial eligibility check is a soft inquiry and does not impact your credit score. Your CIBIL score is only checked when you formally apply with a specific lender.

What documents do I need to apply?

Basic documents include PAN card, Aadhaar, salary slips (last 3 months) or ITR (for self-employed), and bank statements (last 6 months). Specific requirements vary by loan type and lender.

Is there any fee for using your service?

No. Our loan comparison and advisory service is completely free for borrowers. We earn a commission from lender partners — you pay nothing extra beyond the lender's standard processing fee.

Can I apply if my CIBIL score is low?

Yes, but options may be limited. A score below 650 typically means higher interest rates. We assess your profile honestly and recommend lenders most likely to approve your application.

How do I track my application status?

Once you apply, your dedicated loan advisor keeps you updated by email and WhatsApp at every stage — from document collection to final disbursal.

Fix Your Finance— India's trusted loan marketplace

Most PopularRBI-Compliant · 15+ Lenders

Instant Personal Loanup to ₹40 Lakhs

No collateral required · Approval in 3 hours · 100% digital process

Starting ROI10.49%

Up to₹40L

Tenure1–7 Yrs

Zero paperwork
Same-day disbursal
No hidden fees

Compare Offers EMI Calculator

Personal Loan

No collateral required

Starting ROI

10.49%

Max Amount

₹40L

Tenure

1–7 Yrs

Approval in 3 Hours

100% digital · Zero paperwork

No CIBIL score impact · Takes under 2 min

1/5

15+ Bank Partners RBI Compliant Platform Free Eligibility Check Rates from 8.35% p.a.

Personal Loan Home Loan Business Loan Loan Against Balance Transfer Insurance Overdraft Debt Consolidation EMI Calc

How It Works

Get your loan in 4 simple steps

100% online process. No branch visits. No paperwork hassles. From application to disbursal — we handle everything.

Share your details

Fill a simple form with your loan requirement, income and employment details. Takes under 2 minutes.

We compare 15+ lenders

Our system matches your profile with the best rates from banks and NBFCs — no manual searching needed.

Get pre-approved offers

Receive personalized loan offers with rate, EMI and tenure options within 24 hours.

Disbursal in your account

Choose your preferred offer. We handle documentation and ensure fast disbursal to your bank account.

Our Banking Partners

Trusted by India's leading banks & NBFCs

State Bank of India

HDFC Bank

ICICI Bank

Axis Bank

Kotak Mahindra Bank

IDFC FIRST Bank

Bajaj Finserv

State Bank of India

HDFC Bank

ICICI Bank

Axis Bank

Kotak Mahindra Bank

IDFC FIRST Bank

Bajaj Finserv

Tata Capital

PNB Housing Finance

LIC Housing Finance

Bank of Baroda

Canara Bank

Aditya Birla Capital

IIFL Finance

Tata Capital

PNB Housing Finance

LIC Housing Finance

Bank of Baroda

Canara Bank

Aditya Birla Capital

IIFL Finance

Loan Products

Compare rates from 15+ lenders

Find the best loan offer for your profile. We compare interest rates, processing fees and tenure across banks and NBFCs.

Personal Loan

Compare unsecured personal loans from 15+ banks and NBFCs. No collateral, minimal paperwork, and disbursal in as little as 3 hours.

From 10.49%

Home Loan

Compare home loan rates from leading banks. New purchase, construction, balance transfer, and top-up — all in one place.

From 8.35%

Business Loan

Unsecured and secured business loans for MSMEs, traders, and professionals. Working capital, expansion, and equipment finance.

From 12.00%

Loan Against Property

Unlock property value for business expansion, education, medical needs, or debt consolidation at lower interest rates than personal loans.

From 9.50%

Balance Transfer

Switch your existing home or personal loan to a lower-rate lender. Reduce EMI, shorten tenure, or get a top-up — with clear savings math.

From 8.35%

Insurance

Compare life, health, and motor insurance from top insurers. Protect your family and assets alongside your loan journey.

From Low Premium

Overdraft

Flexible overdraft facility for businesses and professionals. Pay interest only on the amount you use — revolving credit from 15+ banks.

From 10.50%

Debt Consolidation

Combine multiple loans and credit card dues into a single lower-EMI personal loan. Simplify repayments and potentially reduce total interest.

From 10.99%

Personal Loan Comparison

Bank / NBFC	Interest Rate	Processing Fee	Loan Amount	Tenure	Action
HDFC BankBest Rate	10.50% – 15.75%	Up to 2.5%	₹50K – ₹40L	1 – 7Y	Apply
SBI	9.60% – 15.25%	1.5% + GST	₹25K – ₹20L	6M – 5Y	Apply
ICICI Bank	10.50% – 16.50%	Up to 2.25%	₹50K – ₹30L	1 – 6Y	Apply
Axis Bank	10.75% – 15.50%	Up to 2%	₹50K – ₹40L	1 – 5Y	Apply
Bajaj Finance	11.00% – 16.00%	Up to 3%	₹25K – ₹25L	1 – 5Y	Apply

View all personal loan offers

Why Choose Us

The smarter way to get a loan

Unlike applying directly to one bank, we compare your options across 15+ lenders to find the best rate and terms for your profile.

Compare 15+ lenders instantly

We match your profile with the best rates from banks and NBFCs — saving you hours of research and multiple applications.

Zero processing fee for you

Our loan advisory service is completely free for borrowers. You pay nothing extra — we earn from lender partnerships.

No credit score impact

Our eligibility check is a soft inquiry. Your CIBIL score stays untouched until you formally apply with a lender.

Approval in as fast as 3 hours

Pre-approved offers delivered within hours, not days. Fast-track documentation for urgent loan requirements.

Dedicated loan advisor

A personal advisor guides you through bank selection, documentation and disbursal — end to end support.

Transparent & honest advice

We show you the full picture — rates, fees, tenure and total cost. No hidden charges, no pushy sales tactics.

Why Borrowers Trust Us

Numbers that speak for themselves

We connect you with the right lender at the right rate — fast, transparent, and completely free.

15+

Bank & NBFC Partners

Compare offers from India's leading lenders

10.49%

Starting Interest Rate

Competitive rates tailored to your profile

3 Hrs

Fastest Approval

Get pre-approved offers within hours

100%

Online Process

No branch visits, complete digital journey

₹2Cr+

Loans Disbursed

Trusted by thousands of borrowers nationwide

4.9★

Customer Rating

Based on verified customer reviews

Customer Reviews

Trusted by thousands of borrowers

4.8/ 5 · 3,200+ Reviews

Rahul Sharma

Software Engineer

“Got a personal loan of ₹10 Lakhs within 24 hours for a family medical emergency. Rate was 10.99% — the lowest I was quoted anywhere. Truly life-saving service!”

₹10L personal loan in 24 hours

FAQs

Common questions answered

We offer personal loans, home loans, business loans, overdraft, loan against property, insurance, and balance transfer services. We compare offers from 15+ banks and NBFCs to find the best rate for your profile.

Get Started

Apply for your loan today

Fill in your details and our loan advisor will contact you within 24 hours with the best offers for your profile.

Email Us

support@fixyourfinance.ai

Reply within 24 hours

Support Hours

Mon–Sat, 9AM–7PM IST

We respond within 24 hours

Quick Response Guarantee

We respond to all loan inquiries within 24 hours. Urgent cases are prioritized for same-day callback.