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Compare Loans Online in India

Compare loans online in India from 15+ banks and NBFCs. Check rates, eligibility, EMI, fees and documents before applying.

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compare loans online India

A loan is not just about the lowest rate. The right offer balances EMI, fees, approval speed, documents, tenure, repayment flexibility and lender policy. Use this guide to compare loan options before you apply.

Last updated: July 15, 2026

What to compare before choosing a loan

Compare the full borrowing cost, not only the headline interest rate. Processing fees, foreclosure charges, insurance add-ons, EMI tenure and approval timelines can change the real cost of a loan.

Interest rate and APR-like total cost

Processing fee, GST and insurance add-ons

Monthly EMI and total interest payable

Prepayment and foreclosure rules

Approval speed and document requirements

Which loan type should you compare?

Personal loans are usually faster, home loans offer long tenure, business loans support working capital and loan against property can offer larger amounts with secured pricing.

Personal loan for urgent unsecured needs

Home loan for purchase, construction or balance transfer

Business loan for MSME funding and expansion

Loan against property for high-value secured borrowing

Related loan options

Personal Loan

Compare unsecured personal loans from 15+ banks and NBFCs. No collateral, minimal paperwork, and disbursal in as little as 3 hours.

Rates from 10.49%

Home Loan

Compare home loan rates from leading banks. New purchase, construction, balance transfer, and top-up — all in one place.

Rates from 8.35%

Business Loan

Unsecured and secured business loans for MSMEs, traders, and professionals. Working capital, expansion, and equipment finance.

Rates from 12.00%

Loan Against Property

Unlock property value for business expansion, education, medical needs, or debt consolidation at lower interest rates than personal loans.

Rates from 9.50%

Balance Transfer

Switch your existing home or personal loan to a lower-rate lender. Reduce EMI, shorten tenure, or get a top-up — with clear savings math.

Rates from 8.35%

FAQs

How do I compare loans online in India?

Compare interest rate, EMI, tenure, processing fee, prepayment rules, documents and approval time across multiple banks and NBFCs.

Is the lowest interest rate always the best loan?

No. A slightly higher rate with lower fees, better tenure or faster approval may be better for your overall cost and cash flow.

Can I compare loans without affecting my credit score?

A soft eligibility check does not affect your CIBIL score. A hard inquiry may happen only after a formal lender application.